Overview:
We are looking for a proactive and analytical Credit Analyst to join our Corporate & Syndicated Lending team. This role is critical in assessing credit applications (C/A), analyzing financial health, and structuring solutions that align with both client needs and the bank’s risk appetite.

Key Responsibilities:

• Prepare and evaluate credit applications (C/A) with full financial statement analysis, risk assessments, and lending recommendations.
• Analyse key financial ratios, industry outlooks, and peer comparisons to support decision-making.
• Build financial models and develop cash flow projections to assess repayment capacity.
• Structure appropriate credit products and conditions tailored to client business models and the bank's risk parameters.
• Monitor portfolio performance, ensuring timely reviews and risk surveillance.
• Ensure compliance with internal credit policies and regulatory frameworks.
• Liaise with relationship managers and risk teams to support credit structuring and approval processes.

Requirements:

• Singaporean or PR only
• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• Strong proficiency in Microsoft Excel for financial analysis and modelling.
• Sound understanding of financial statements and credit fundamentals.
• At least 3 years of experience in Credit analysis role in Banking industry, preferably in Corporate or syndicated lending.
• Excellent analytical and problem-solving skills with attention to detail.
• Positive, can-do attitude; adaptable and a strong team player with collaborative spirit.
• It is beneficial to have an understanding of Thai, as the job involves handling Thai documents and collaborating with our Thai colleagues from the Head Office